Business Risks index (alphabetical)

ANALOGY: Human death that occurs under certain situations is investigated by a competently trained medical specialist. Franchises that do not achieve financial health can be studied in a similar manner. WikiFranchise's risk indexing system suggests franchised and non-franchised business do not have similar risk profiles at all. The majority occur during the relationship when the danger is difficult to remedy.

1. $50,000 Ontario Appeal award for one franchisee's pain and suffering
2. 1,001 ways to make your life miserable
3. 1/3 franchises do well, 1/3 break even & 1/3 lose money
4. 100 per cent of settlements have gag orders
5. 101 ways to terminate a contract
6. 1st generation of investors knowingly sacrificed
7. 2 per cent of valid claims make it to Trial
8. 30 different programs of kickbacks, shelf allowances and inside money
9. 44 charges of professional misconduct
10. 75 per cent of new franchise systems die within 10 years
11. 80 per cent of food distributed by 2 vertically-integrated groups of companies in Ontario, Canada
12. 95 per cent of legal fees are paid by franchisors
13. A man in debt is so far a slave
14. Able to finance and sell negative cash flow franchise on crooked appraisals
15. Abolish the FTC Rule
16. Abuse of business, regulatory & political authority can destroy people
17. Abusive relationships of all kinds affects people deeply
18. Academic research
19. Academic scorn
20. Accept the new contract or you're terminated
21. Access to justice
22. Accounting fraud
23. Accounting, creative
24. Activism over the internet
25. Activists
26. Ad hominem attack
27. Advance-fee fraud
28. Advertising fund buys franchisor’s assets
29. Advertising fund paid to executives
30. Advertising fund put into general franchisor's coffers
31. Advertising fund use disagreements
32. Advertorial
33. Advice from franchise lawyer only
34. Affinity fraud
35. Affordable, early and non-legal dispute resolution mechanism
36. Afraid to talk
37. Agree with proposed law or you get nothing
38. Air of desperation
39. Alberta Franchise Act, Canada
40. Alcoholism
41. Alien Tort Claims Act
42. Alpha Male attorney
43. Alternate dispute resolution, ADR
44. American Association of Franchisees and Dealers, AAFD
45. American Bar Association, Forum on Franchising
46. American Dream
47. American Franchisee Association, AFA
48. Anchoring and adjustment heuristic sometimes leads to very bad decisions
49. Anchoring and adjustment heuristic sometimes leads to very bad decisions
50. Andrei Oudovikine
51. Anger
52. Anonymous: leaderless on-line resistance subculture
53. Antitrust violations
54. Any pretence will do
55. Apologists
56. Appearance of government oversight
57. Appraisals grotesquely inflated
58. Appraisals, highest one chosen by lender
59. Appraiser and lender has cozy, repeat-business relationship
60. Appropriate franchise law
61. Arbitrate or litigate?: Franchisors will do what is in their best interests
62. Arbitration award overturned
63. Arbitration conceals facts from public
64. Arbitration decision can't be appealed
65. Arbitration firms have repeat business from franchisors
66. Arbitration is a private law that is much more influenced by money
67. Arbitration, heavy upfront fees
68. Arbitration, mandatory and binding
69. Arbitration, transparent
70. Architectural conservation
71. Arthur Wishart Act (Franchise Disclosure), 2000, Canada
72. Arthur Wishart Amendment Act (Franchise Disclosure), 2010, Canada
73. Ask an experienced copper, regional banker or general lawyer what they think of franchising
74. Asking the fox if the henhouse is safe
75. Assault
76. Asset appraisals inflated
77. Asset-based lending
78. Assets put in spouse's name
79. Assets sold for fraction of cost or value
80. Assuming a busy store is a profitable store can be very dangerous
81. Attempt to pull down website/weblog/wiki
82. Attempts to rehabilitate image
83. Attorney seeds the destruction of his own client's case
84. Australia Franchise Act
85. Australian Competition and Consumer Commission, ACCC
86. Australian state franchise legislation, 2010
87. Authority and credibility of the state used to favor a specific corporation
88. Auto dealers did not help strengthen general franchise law
89. Award-winning franchisees
90. Awareness
91. Bad faith and unfair dealings
92. Badge of Authority persuasive technique
93. Bailiff throws equipment and supplies in street
94. Bait advertising
95. Ban corporate and union political donations
96. Ban disclosure requirements as they give investors a false sense of security
97. Ban fast food toys
98. Ban gag orders
99. Ban junk food
100. Ban mandatory arbitration in franchise contracts
101. Ban waivers of legal rights
102. Bandwagon effect
103. Bank account access by franchisor
104. Bank Act, Canada
105. Bank alerts franchisor of problem franchisee
106. Bank allows franchisor to take money from franchisee's account over the lending agreement limit
107. Bank calls in debt
108. Bank card skimming fraud
109. Bank CEO's pay
110. Bank fails to inform Privacy Commission of breach
111. Bank fraud
112. Bank has a higher standing as creditor than fraud victims
113. Bank of Montreal, BMO
114. Bank of Nova Scotia, Scotiabank
115. Bank pays franchisor with franchisee's funds
116. Bank presents offer with material facts missing
117. Bank refuses to provide mandatory documents
118. Bank renegotiates loan with greater personal guarantees than allowed by law
119. Bank stock price seemingly impervious to scandal
120. Bank sues person they gave documents to
121. Bank sues person who reported privacy violations
122. Bank violates federal privacy laws
123. Bank won't finance deal because they know something you don't
124. Banker says franchised is less risky than independent business
125. Bankrupt is bankrupt whether you put $1 or $1 million in at first
126. Bankruptcies, several
127. Bankruptcy
128. Bankruptcy lawyer going bankrupt
129. Bankruptcy was inevitable the moment the contract was signed
130. Bankruptcy, both franchisee and spouse
131. Bankruptcy, first the company and then you personally
132. Banks
133. Banks allegedly mastermind fraud
134. Banks are industry cheerleaders
135. Banks as fraud victim
136. Banks collude
137. Bar associations
138. Barfblog.com: the straight goods on food safety
139. Bargaining
140. Basic legal standards inapplicable to franchisees
141. Be your own boss
142. Beggars can't be choosers: take what you're given and shut up
143. Believe and Succeed mantra
144. Bernard Madoff-type scheme
145. Best to leave the country for awhile
146. Betrayal
147. Beyond the Tipping Point
148. Bias: Fundamental attribution error (overvalue personality versus situation)
149. Bias: Illusory superiority (overestimate positive and underestimate negative traits)
150. Big Auto
151. Big Franchising
152. Big Grocery
153. Big Grocery's food safety record
154. Big Oil
155. Big Pharma
156. Big Tobacco
157. Blackmail
158. Blame the victim (Just-world effect)
159. Blame themselves
160. Blocking for the industry
161. Blogs
162. Blogs: most effective means to justice
163. Blue chip
164. Bob “Bhupinder” Baber
165. Bootstrapping the assets of a corporation
166. Boycott
167. Boycott jurisdiction that has pro-franchisee policies
168. Brand backlash: franchisees suffer because brand owners screw up
169. Branding mumbo jumbo
170. Breach of contract
171. Breach of duty
172. Breach of the covenant of good faith and fair dealing
173. Breach of trust
174. Bribery
175. British Franchise Association, BFA
176. Broken relationships, ruined lives and alienated children
177. Build up the business so they can take it
178. Bullshit baffles brains
179. Bullying
180. Business Development Bank of Canada, BDC
181. Business model had never created adequate investor returns
182. Buy local products
183. Buying a job
184. Buying an existing outlet even riskier than a new one
185. Buying co-operatives
186. Buying efficiencies never make it to franchisees
187. Call for a public enquiry
188. Call for franchise law
189. Call for state to investigate their undue influence
190. Call to investigate refusal to enforce their code of ethics
191. Can’t sue
192. Can’t talk to media
193. Canada Small Business Financing Act
194. Canada Small Business Financing program
195. Canada: An unwise place to invest
196. Canada: An unwise place to invest
197. Canada: white-collar crime haven
198. Canada-U.S. relations
199. Canadian Alliance of Franchise Operators, CAFO
200. Canadian Broadcasting System, CBC
201. Canadian competition rules a farce
202. Canadian Franchise Association, CFA
203. Canadian Imperial Bank of Commerce, CIBC
204. Canadian securities regulation weakest link into North American capital markets
205. Cancer
206. Cannibalization of sales
207. Cannon fodder
208. Can't afford to sue
209. Can't buy local producers' products
210. Can't buy lower priced products
211. Can't collect on court decision
212. Can't sue: must arbitrate as defined by franchisor
213. Can't talk to politicians
214. Career Limiting Move, CLM
215. Casinos used to launder money
216. Catastrophic sales decline
217. Cat's-paw: being used unwittingly to do another’s bidding
218. Caveat emptor canard
219. Celebrity endorsement
220. Central commissary
221. Centralized order taking system problems
222. CEO pay package
223. Change in store format
224. Changes in established franchisor policy results in termination
225. Chapter 11
226. Character assassination
227. Charade of public consultations
228. Charity without hustling customers and franchisees
229. Check kiting
230. Chief Counsel, IFA
231. Child labour
232. Childhood obesity
233. Churning (serial reselling)
234. Civil actions are never heard before a jury in Canada
235. Civil service refuses to answer request for information
236. Class action lawsuits are an unproven form of remedy
237. Class action lawsuits benefit lawyers, not franchisees
238. Class action lawsuits forbidden in contract but allowed by Courts
239. Class action only as good as the lawyers involved
240. Class-action dead end
241. Class-action lawsuits: lawyers take majority of risks & spoils
242. Clinical depression
243. Close store if staff unionizes
244. Close ties: IFA & CFA
245. Co-branding
246. Co-branding forces untried/loser business model onto existing franchisees
247. Co-branding promise works out for franchisors
248. Co-branding: hitching future to a dying star?
249. Code of ethics, a joke
250. Code of ethics, almost never enforced
251. Coerced waiver of jury trial
252. Coerced waiver of legal rights, self
253. Coerced waiver of legal rights, self & descendants
254. Coerced waiver of punitive damages
255. Cognitive Dissonance: stress caused by holding 2 contradictory opinions at 1 time
256. Cognitive fluency: what is seen simpler, is perceived to be more true
257. Collaborators
258. Collective bargaining
259. Collective bargaining used in franchise agreements
260. Comedy
261. Comments on article are interesting
262. Commercially reasonable exercise of discretion
263. Commission with investigation, publication and enforcement powers
264. Communities ban franchises
265. Companies' Creditors Arrangement Act, CCAA
266. Company man
267. Company-owned stores given preferential treatment
268. Competence
269. Competition Act, Canada
270. Competition Bureau
271. Competition rulings
272. Complaint letter to franchisor's trade association
273. Concept is a fad
274. Confidence by the public is a necessity for any commercial activity
275. Confidence game
276. Confidence in judiciary eroded
277. Confidentiality agreements masks opportunism
278. Confidentiality provisions help all parties except the majority of franchise investors
279. Conflict of interest
280. Conflict of interest, trustee/consultant
281. Congressional Hearings, United States, 1997
282. Conspiracy
283. Conspiracy to commit fraud
284. Conspiracy to market and sell a doomed to failure franchise
285. Conspiracy to use unlawful means
286. Contempt for democracy
287. Contempt for the law
288. Contempt of court
289. Contingency fees
290. Contracts across systems are virtually the same
291. Contracts seen as unenforceable or void
292. Controlling, trapping or defeating the franchisee
293. Converted managers into franchisees
294. Convicted felon
295. Convicted fraud artist
296. Convicted of spousal assault
297. Cooperative business model
298. Cooperative purchases by franchisees
299. Cooperatively owned franchise system
300. Corporate governance
301. Corporate stores competing with franchisees
302. Corporate stores get better deal than franchisees
303. Corruption
304. Cost of doing business
305. Cost-benefit analysis
306. Costs of scandals
307. Counterfeiting
308. Coupon programs (forced) destroy franchisee margins
309. Courage
310. Court decision favorable to franchisees
311. Court decision never covers all franchisee's loses
312. Courts extremely picky about shoddy disclosure practices
313. Courts misunderstand relationship
314. Courts refuse to renegotiate any business deals
315. Credence good
316. Credence good fraudulent expert
317. Credence goods: taking advantage of the innocents
318. Credibility
319. Credit card fraud
320. Credit note system
321. Crime enabled by solicitor:client privilege
322. Criminal charges
323. Criminal interest rates
324. Cross-default provisions (lose one store, you lose them all)
325. Crown corporation
326. Cruellest lies are often told in silence
327. Cult-like activities
328. Culture means much more than $ to some people
329. Cultural louts
330. Current franchisees can’t talk freely
331. Customer list control moves from franchisee to franchisor
332. Cyber-bullying
333. Danger to self or others
334. Darrell Donafon
335. Dave Michael & Tony Fammartino
336. David and Goliath story
337. Deadbeat systems exported oversees to the unsuspecting
338. Deanne de Leeuw
339. Death
340. Death threats
341. Death wish
342. Death-spiral financing
343. Deborah Williams & Richard Welshans
344. Debt is nullified
345. Debt traps
346. Deceit
347. Deceptive business practices
348. Deceptive marketing practices
349. Deemed reliance
350. Definition of what is a franchise is very broad
351. Defrauded more than once
352. Defrauding the public
353. Dehumanization
354. Delaware-based corporation
355. Delay costs economy millions and millions
356. Delay delivery to price fix
357. Delusional or magical thinking
358. Democracy: 4 wolves and 1 sheep decide what's for dinner
359. Denied expansion for inappropriate reasons
360. Deny expansion because of media, political or association involvement
361. Deposit money not refunded
362. Designed to fail as franchise investment
363. Desperate to sell any franchise for any price
364. Detrimental reliance
365. Development agents really just mini-franchisors
366. Development deal collapses before risk shifted from initial investors to sub franchisees
367. Development deal hyperbole
368. Dickhead franchisees
369. Difference between appraised and market value equipment and leaseholds funds fraud
370. Different deals for different dealers
371. Difficult to trust again
372. Difficulty in maintaining long-term relationships
373. Digital advocacy
374. Dire warnings unsubstantiated with data
375. Disabled veteran
376. Disbarred
377. Disclosure document certificate
378. Disclosure document is deficient
379. Disclosure document is so deficient it is ruled no disclosure
380. Disclosure document must be registered and valid
381. Disclosure document must disclose all material facts
382. Disclosure document must include third party contracts (suppliers)
383. Disclosure document: best franchisor selling tool
384. Disclosure document: one, bound and delivered at the same time
385. Disclosure documents never given
386. Disclosure documents not given within proper timeframe
387. Disclosure laws do not reduce fraud
388. Disclosure laws: 10 per cent solution
389. Disclosure laws: false sense of security
390. Discount programs destroy retail margins but boost wholesale profits
391. Discrimination
392. Disgraced attorney
393. Disgruntled
394. Dispute resolution
395. Dispute resolution means franchisee goes broke
396. Disputes heard on franchisor’s home turf
397. Dissent
398. Divide and conquer
399. Divorce
400. Do the old franchisees get the same deal as the new ones?
401. Do what we say or we'll sue you
402. Documents changed without authorization
403. Dog and Pony show
404. Don’t buy any franchise?
405. Don’t owe your lawyer money
406. Don't owe your franchisor money, ever
407. Don't use a brand name franchise lawyer
408. "Down-and-dirty CCAA"
409. Drive them out of business
410. Drive-thru
411. Drop the lawsuit and we’ll give you what you want
412. Drug distribution
413. Due diligence
414. Due diligence cannot predict or prevent post-sale franchisor opportunism losses
415. Due diligence cannot stop a predatory franchisor in the future
416. Due diligence is irrelevant
417. Duty of care
418. Duty of utmost good faith
419. Duty to maintain a safe workplace
420. Duty to Sovereign
421. E. coli
422. Earnings claim made
423. Easy credit fuels worthless system sales
424. Easy to sell around a disclosure document
425. Economics
426. Economics of monopoly (not free market)
427. Economies of scale promise
428. Edgar Allan Poe
429. Emails, unauthorized sent to franchisees
430. Emails, unauthorized sent to suppliers
431. Embezzlement
432. Emboldens industry bottom-feeders
433. Emotional collapse
434. Employee payments threatened
435. Employee retaliates against food manufacturer by tampering with retail food products
436. Employee retirement funds evaporate
437. Employees misclassified as franchisees or independent contractors
438. Encroachment (too many outlets put in territory)
439. Encroachment, internet
440. Endorsed mediation program, in 5 years used zero times
441. Enron-like scandals
442. Entire agreement clauses
443. Envy
444. Epiphany
445. Evergreen renewals
446. Everything’s got a crack in it: that's where the light comes in
447. Eviction cheaper and faster than termination
448. Evidence in court proceedings is destroyed
449. Evil: the exercise of power to intentionally harm people
450. Evils of the system defined in 1971 (Grange Report)
451. Exclusive territory endangered
452. Excuse du jour
453. Excuse du jour, tight credit
454. Executives create their own golden parachute
455. Exempt from Ontario franchise law obligations
456. Expand with another store across the street or we’ll sell to new franchisee
457. Expands too quickly
458. Exponential increase in franchise bar services ($ and influence)
459. Expropriation without compensation
460. Externalities: cheap business decision when someone else pays
461. Extortion
462. Extreme losses call for extreme remedies
463. F.T.C. Public Comments, United States, 1997
464. Faggot
465. Fair dealings: treat assets as if they were their own
466. False assumptions, multiple
467. False earnings claims
468. False hope
469. False sense of security: doing pre-sale due diligence
470. False success claims
471. Family donates labor to keep franchise going
472. Farce
473. Fast food is addictive
474. Fat tax: raising the cost of bad food choices
475. Fear mongering
476. Fear mongering to clients increases industry fee market
477. Fear of bankruptcy delays the hard decisions
478. Fear, distrust, hate and contempt
479. Federal insolvency laws used to shirk legal claims
480. Fee reduction always has a catch
481. Fee surprises at settlement time
482. Feeble enforcement and prosecution
483. Fell in love with the concept as a consumer, bought the franchise
484. Feudal relationships
485. Few barriers to entry
486. Fiduciary duty
487. Financial failure of first franchisee a material fact to the second
488. Financing with 401k money is totally reckless
489. Fine young cannibal
490. First we kill the lawyers…
491. Fixing sporting events
492. Follow the money: franchising re-distributes (not creates) wealth
493. Food criticism
494. Food poisoning causing injury or death
495. Food pulled from retail shelf (health hazard)
496. Food safety
497. Food supply security concerns
498. Food tampering
499. Food trucks
500. Forced couponing
501. Forced onto public assistance
502. Forced ordering
503. Forced to invest in unproven concept
504. Forced to sell
505. Forced to spend on renovations
506. Forgiveness
507. Forensic accounting
508. Forgery
509. Formal parliamentary public hearings
510. Fox to guard the henhouse (self-regulation)
511. Framing: people tend to reach conclusions based on the 'framework' of a situation
512. FranchiseFool
513. Franchise agreements are so complex, they are breached the moment they're signed
514. Franchise agreements create a License to Lie, Cheat & Steal
515. Franchise agreements virtually non-negotiable
516. Franchise agreements: Masterpieces of deceptive wording and artful omission
517. Franchise banker
518. Franchise bar dream client
519. Franchise bar provides plausible reasons
520. Franchise bubble will crash much harder (non-franchised)
521. Franchise business model perfectly suited to enable massive fraud
522. Franchise consultant
523. Franchise Commissioner
524. Franchise consultant goes AWOL
525. Franchise Council of Australia, FCA
526. Franchise investors deprived of information
527. Franchise law being ignored
528. Franchise laws protect franchisors, not franchisees
529. Franchise relationship sticks franchisee with legal liability
530. Franchise Sector Working Team
531. Franchise show
532. Franchised store converted to corporate store
533. Franchisee abandons their investment
534. Franchisee advisory group (lap-dog)
535. Franchisee gets cents, franchisor many $
536. Franchisee is pawn in massive fraud
537. Franchisee leader
538. Franchisee repudiates loan
539. Franchisee revolt
540. Franchisee, independent contractor or employee?
541. Franchisee-on-franchisee opportunism
542. Franchisees accused of lying
543. Franchisees are frequently the canary in the fraud mine
544. Franchisees are practice clients that help keep the lights on until franchisor clients show up
545. Franchisees are pawns in insolvency flip
546. Franchisees buy franchise system
547. Franchisees covered under consumer protection laws
548. Franchisees dragged into complex legal dispute their franchisor created
549. Franchisees' equity destroyed in unrelated part of trademark system
550. Franchisees have no say on new brand
551. Franchisees invited to switch to competitor's brand
552. Franchisees more willing to speak up
553. Franchisees move to buy system
554. Franchisees not the only ones at risk
555. Franchisees' law firm advertises it serves only franchisors
556. Franchisees' spouses speak very powerfully
557. Franchisees viewed as children
558. Franchisees viewed as employees
559. Franchisees who appear to have lost their mind
560. Franchisees who are related to franchisor have advantage
561. Franchises aren’t selling
562. Franchises sold hard directly to those who have just lost their job
563. Franchising a crown corporation
564. Franchising is much more profitable to head offices than corporate stores
565. Franchising is the most lucrative form of commercial lending
566. Franchising Opportunism paper
567. Franchising practiced the same, worldwide
568. Franchisor abandonment
569. Franchisor association not trusted by franchisees
570. Franchisor association not trusted by politicians
571. Franchisor association not trusted by professional journalists
572. Franchisor association public relations machine
573. Franchisor association still maintains fiction of representing franchisees
574. Franchisor bankruptcy
575. Franchisor cash flow cut by franchisees acting as one
576. Franchisor cashs out
577. Franchisor changes personal names
578. Franchisor chooses to do nothing when told of investor losses
579. Franchisor controls both wholesale costs and retail prices
580. Franchisor controls retail prices
581. Franchisor corporation created to fail
582. Franchisor corporations designed to keep franchisee fees but shirk liabilities
583. Franchisor cuts off supplies
584. Franchisor defaulting on their debt
585. Franchisor fails and consumers lose millions
586. Franchisor financing: faster in, out & resold (serial bankrupts)
587. Franchisor guarantees franchisee debt
588. Franchisor has right to buy outlet before anyone else
589. Franchisor held personally liable
590. Franchisor in hiding
591. Franchisor insolvency
592. Franchisor insolvency, intentional
593. Franchisor is wholesaler and retailer
594. Franchisor keeps best sites for corporate stores
595. Franchisor keeps best sites for corporate stores
596. Franchisor knew they were selling money losing concepts
597. Franchisor must approve new buyer
598. Franchisor negligent in not protecting tradename
599. Franchisor offers to help its franchisees go independent
600. Franchisor overcharges for required products
601. Franchisor owns more than one system (subsidizes dog from cash cow)
602. Franchisor picks up stores for a song
603. Franchisor refuses to negotiate
604. Franchisor refuses to return franchisees' calls
605. Franchisor responsible for a safe workplace
606. Franchisor sells out
607. Franchisor sells to competitor
608. Franchisor sues candidate franchisee for not taking store
609. Franchisor takes back high-volume store
610. Franchisor takes franchisee store, gives to relative
611. Franchisor takes franchisee store, resells to new dealer
612. Franchisor takes franchisee stores
613. Franchisor takes store and converts to corporate
614. Franchisor trade association confirms franchisor opportunism is appropriate
615. Franchisor tries to break franchisee association "union"
616. Franchisor tries to take store without legal authority to do so
617. Franchisor was once a franchisee
618. Franchisor will appeal decision to gain time
619. Franchisor withholds rent
620. Franchisor's associate
621. Franchisors push for weak national franchise law
622. Franchisors want the minimum regulation they can get away with
623. FranWhack: a system that is not investment-worthy
624. Fraud
625. Fraud financed by rigged appraisals used equipment & leaseholds
626. Fraud is widespread
627. Fraud mushrooms when regulation is dropped
628. Fraud on the public purse
629. Fraud victims changed deeply and often not for the better
630. Fraud victims many times do not step forward
631. Fraud, renovation
632. Fraudster accountant
633. Fraudster banker
634. Fraudster broker
635. Fraudster finance expert
636. Fraudster franchisor
637. Fraudster lawyer
638. Fraudster real estate
639. Fraudulent conversion
640. Fraudulent conveyance
641. Fraudulent inducement
642. Fraudulent misrepresentation
643. Fraudulent non-disclosure
644. Fraudulently selling fraud insurance
645. Free academic materials
646. Free riding
647. Freedom of information legislation
648. Freedom of religion
649. Freedom of speech
650. Free-fall in fast-food industry worth
651. Frenzied lobbying
652. Fugitive from justice
653. Fundamental human rights inconsistent with industry practice
654. Funding for advocacy groups if you toe the line
655. Futility of taking legal action
656. Gag order (confidentiality agreement)
657. Gag order muzzles self & descendants
658. Gag order used to conceal criminal wrongdoing
659. Gag order, court-mandated
660. Gambling
661. Gangland-style execution
662. Gender discrimination
663. Gender identity
664. General counsel
665. General disclosure worse than no disclosure
666. Get promises in writing
667. Good faith + fair dealings = false hope
668. Good faith, fair dealing
669. Good faith, fair dealing implied in United States law
670. Good money after bad
671. Gosh, we've never heard of that problem
672. Gouging on supplies
673. Government as system’s ultimate liar
674. Government corruption
675. Government guaranteed loan approved extremely quickly
676. Government guaranteed loan disbursed before disclosure document seen
677. Government guaranteed loan disbursed before franchise agreement seen
678. Government guaranteed loan filled out by sales agent
679. Government guaranteed loan made without proper security
680. Government guaranteed loan misapplied
681. Government guaranteed loan program very attractive to fraud
682. Government guaranteed loans
683. Government guaranteed loans used a great deal in franchising
684. Government guaranteed loans, abolish program
685. Government guaranteed loans, massive loan defaults
686. Government guaranteed loans: program loses $1, franchisee families lose $10
687. Government inquiries into franchise abuse allegations
688. Government investigation
689. Grand larceny
690. Grange Report
691. Greed
692. Greenwashing: insincerely claiming to be environmentally friendly
693. Gripe sites
694. Gross margin controlled by franchisor
695. Guilt: pain caused by doing what you know to be wrong
696. Gullibility
697. Hacktivism: internet social justice activists
698. Half-truths
699. Happy serfs
700. Harassment
701. Harold Brown
702. Hates publicity
703. Have needed more statistics for +30 years
704. Head lease advantage
705. Health consequences
706. Health insurance gone
707. Hefty severance packages
708. Hepatitis
709. Heuristics: rule of thumb decision making that can sometimes result in catastrophe
710. Hidden agenda
711. Higher profit than sales growth
712. Higher short-term ROI to franchisor when churned (versus royalties)
713. Hindsight Bias: tendency to view the past as more predictable than it was
714. History is often re-written by the winners, aided by the unaware
715. Honesty
716. Hope springs eternal in the hearts of the delusional
717. Horatio Alger story
718. Horror stories are merely anecdotal
719. Hostage taking
720. House Debates, Legislative Assembly of Ontario, Canada
721. House negro
722. How much cash you put in at 1st is irrelevant
723. Hubris
724. I did drugs because I was sad
725. I loved the product so much, so as a fool I bought a franchise
726. I own the assets but the franchisor controls them
727. Ideas once outrageous are now considered normal
728. Identity
729. Identity as a competent, logical and non-greedy person shattered
730. Identity theft
731. If it doesn't jingle, it doesn't count
732. Ignore advocates and they’ll go away
733. Ignores court orders
734. Illusion of government oversight
735. Imbalance of information and power
736. Immigrants as prey
737. Immunity from being sued
738. Impertinence
739. In business for yourself, not by yourself
740. In protective custody
741. Inattentional blindness: we fail to see what is right before us
742. Income guarantees
743. Income tax evasion
744. Incompetent or predatory: for the small business investor, the outcome is the same
745. Indemnification provisions
746. Indentured servants
747. Independence
748. Independence, forced
749. Independence, profits go up
750. Independence: time to break the chain
751. Independent businesses much higher profit than franchised ones
752. Independent businesses survive longer than franchised ones
753. Independent franchisee association
754. Independent franchisee association betrayal
755. Independent franchisee association funded by franchisor
756. Independent franchisee association's directors terminated after franchisee's suicide
757. Individuals with a very successful career history
758. Industry “Better Business Bureau”
759. Industry Canada
760. Industry in disrepute
761. Industry likes this regulator
762. Industry research lacks independent verification
763. Industry third party attacks
764. Ineffective marketing
765. Inexcusable actions
766. Infamous trademark system
767. Influence-peddling
768. Inherited money targeted
769. Initial public offering, IPO
770. Injunction sought to halt termination
771. Inside job
772. Insider betrayal
773. Insight into self
774. Insolvency
775. Insolvency laws need to protect franchisees as well
776. Insolvency strips employees' severance payments
777. Insolvency trustee, consultant and auditor same firm
778. Insolvent system renamed and sold to a relative
779. Integral part of the deception
780. Integration clauses
781. Intentional franchisor insolvency creates huge fees for legal, accounting, consulting firms
782. Intentional interference with economic relations
783. International Franchise Association, IFA
784. Internet anonymous posters protected
785. Internet enables consumers to complain more and sooner
786. Internet franchise-sales hype
787. Internet information sharing
788. Internet offshore gambling vulnerable to crime
789. Internet, franchisor competes against franchisees
790. Intimidation through lawyers
791. Investment made during stressful life event
792. Investments in franchising will stop & be lost if law passed
793. Investor confidence crushed, no trust or buying
794. Investors steered to specific attorney
795. Iowa Franchise Investment Act
796. It's not about the money
797. Jackpot justice
798. Jealously guarded monopoly on the provision of legal services
799. Judge-made law: case law, applied common law principles
800. Jumps bail
801. Jury trial very rare in Canada
802. Just a few bad apples
803. Just World delusion: people get what they deserve in life
804. Justice
805. Justice delayed is justice denied
806. Justice works best in the light of day
807. Kidnapping
808. Kill the messenger
809. Kleenex system: tradename born to die quickly
810. Knew, or could have reasonably been expected to know
811. Knowledge management
812. Knowledge: more pre-sale knowledge does not prevent opportunism during
813. Konstaninos “Gus” Boulis
814. Krispy Kreme stock model in the making?
815. Labor cost minimization consequence
816. Labor unrest
817. Landlord accepts much less now or franchisor pushes franchisee and he gets 0%
818. Landlord betrayal
819. Landlord extorted through insolvency
820. Landlord extorted through insolvency
821. Language shortcomings create a vulnerability
822. Lapdog journalism
823. Largest and oldest multi-store franchisees fail
824. Law grinds the poor, and rich men rule the law
825. Laws belong to citizens not to self-interested gatekeepers and their captured clients
826. Lawsuit is frivolous, without merit and will defend vigorously
827. Lawsuit that would crush whole sector
828. Lawsuits just a cost of doing business
829. Lawsuits, class action
830. Lawsuits, group
831. Lawsuits, individual
832. Lawyer alert: advise only prospects with adequate legal due diligence budgets or risk being sued
833. Lawyer drops client
834. Lawyer for franchisor found liable for court costs
835. Lawyer tampers with documents
836. Lawyering up without 2nd opinion is a trap
837. Lawyers becoming religious
838. Lawyers being threatened with lawsuits for speaking out
839. Lawyers can serve franchisors or franchisees, never both
840. Lawyers issue threatening letters
841. Lawyers must be stripped of self-regulation
842. Lawyers sued by franchisor
843. Lawyers threaten to get Code of Ethics complaint letter withdrawn
844. Lawyers threatening franchisee advocates
845. Leaderless Franchise Network, LFN
846. Leader's defeat used to bully revolting franchisees
847. Leadership development
848. Learning is an assault on non-thinking stupors
849. Lease controlled by franchisor
850. Lease margins are an important source of franchisor revenue
851. Lease obligations make franchisees pay even if not in business
852. Leasehold improvements worth next to nothing
853. Legal fees big part of total loss
854. Legal fees unpaid
855. Legalized extortion
856. Legitimate Businessman's Social Club
857. Lender's due diligence not done properly
858. Lending duty
859. Lending duty never enforced via regulation or litigation
860. Lending is subject to expert fraud because it is a credence good service
861. Lending risk much lower
862. Les Stewart
863. Lesser of two evils
864. Libel chill
865. Lies, damn lies and statistics
866. Life savings gone
867. Like a medieval marriage
868. Lipstick on a pig
869. Listeriosis
870. Listing fees and inside money
871. Live by the lawsuit, die by the lawsuit
872. Living off the avails of prostitution
873. Loan forgiven for franchisor executive
874. Loan pushing
875. Loan repudiation
876. Loan servicers and brokers attracts fraud
877. Loan sharking
878. Loan-broker fraud
879. Loans to be paid but no asset received
880. Lobbying power
881. Local suppliers with no shelf space
882. Localwashing: insincerely claiming to source products locally
883. Location chosen by franchisor
884. Lorn Austin, Lorne Austin, Lawrence Austin
885. Loser pays court costs
886. Losing money hand over fist
887. Loss Aversion: people dislike losing much more than winning (the same $)
888. Lost homes
889. Love money
890. Low investor confidence
891. Lower quality franchisees
892. Loyalty program
893. Ludicrous demands
894. Mad as hell not going to take it anymore
895. Mail fraud
896. Malfeasance
897. Mandatory membership in associations
898. Manipulate stock prices
899. Marketing advisory council, national, franchisee
900. Mask of respectability
901. Massive defaults
902. Material facts were not disclosed
903. Material risks cannot be accurately determined before you sign
904. Materially misleading information
905. McBooze
906. McCruelty
907. McDonald’s not so lily white
908. McDonald’s of…
909. McDonald's less willing to be the poster boy for industry success/failure
910. McFat
911. McJob
912. McLaw: toothless legislation designed to protect the dominant parties
913. McLibel
914. McStumble
915. Media informs trade association their member is a convicted fraud artist
916. Media is not interested in some stories
917. Media is sued
918. Media outlet "puts on" the franchise industry
919. Mediation
920. Mediation: information gathering that aids the destruction of valid legal claims
921. Mental health destroyed
922. Mergers and acquisitions
923. Mergers and acquisitions: nearly half fail financially
924. Military pension will delay financial collapse
925. Military pension will subsidize the intentionally-designed deadbeat outlet
926. Minimum wage increase opponents
927. Ministry of Government and Consumer Services, Ontario
928. Misleading advertising
929. Misrepresentations
930. Model of de-regulated free-marketeers
931. Modern franchising is fundamentally undemocratic
932. Mom-and-Pop franchisees at greatest risk
933. Money influencing public decision-making
934. Money laundering
935. Money pit franchise
936. Money swears
937. Monopoly or near-monopolies creates sub-optimal capital allocations
938. Moral Hazard: a party insulated from risk behaves differently than if the full risk were present
939. More one-sided information leads to greater deceit
940. Mortgage fraud
941. Most lucrative form of commercial lending, franchising
942. Mould
943. Multi unit carrot
944. Multiple corporations protect majority shareholders' interests
945. Multiple voting shares
946. Multi-tradename franchisors are often the most ruthless
947. Murder
948. Must arbitrate disputes, cannot litigate
949. Must buy entirely useless goods and services
950. Must buy only through franchisor (tied buying)
951. Must lease, not buy, land and/or building
952. Must pay future royalties, even when the franchise fails (liquidated damages)
953. Must sell business (eventually) through franchisor
954. Must use franchisor's credit card processing company
955. Must work only as a franchisee
956. Mutual funds
957. My franchise was a prison
958. Myth
959. Name and shame campaign
960. Narcissism
961. National association claims it represents franchisees but retreats when questioned
962. National cultural icon?
963. National press coverage
964. National regulator
965. Natural regulation: Taking enforcement into your own hands
966. Neanderthal thinking
967. Necessary illusions
968. Negligence
969. Negligent misrepresentation
970. Network effects: unintended consequences when dealing with communities
971. Neuroeconomics: the study how people make decisions (psychology, economic & neuroscience)
972. New agreement is much worse
973. New buyer must sign current, often less favorable, contract
974. New franchise law means franchisors will boycott market (unsubstantiated fear mongering)
975. New franchisor brings new false hope
976. New franchisor may be nastier than the old one
977. New franchisor means worse deal
978. Next to impossible to sell any franchise
979. No duty of care to public
980. No franchisor support
981. No justice in legal system
982. No love lost, apparently
983. No numbers to back up dire predictions
984. No program evaluation being done by government
985. No protection from monopoly
986. No real penalties for abuse of federal insolvency laws
987. Non-bank lender
988. Non-compete restrictions
989. Non-compete restrictions defeated
990. Non-compete restrictions not enforced in California
991. Nothing but cold calculation
992. Nothing personal, it's just business
993. Nutrition labeling
994. Obesity
995. Obstruction of justice
996. Odious debts
997. Offered much less than market value of franchise
998. Office of the Superintendent of Financial Institutions, Canada
999. Officials fail to freeze assets
1000. Old-fashioned idea that politicians are relevant
1001. Oligopoly: operates essentially the same as a monopoly
1002. Ombudsman
1003. Ombudsman for Banking Services and Investments, Canada
1004. Ombudsman, franchisee must sign gag order 1st
1005. Ombudsman, funded by franchisors & suppliers
1006. Ombudsman, no franchisee accountability
1007. Ombudsman, risk of information going to franchisor
1008. On Cooling the Mark Out (Erving Goffman)
1009. One franchisee turned against the other (action very difficult)
1010. One of us
1011. Online reputation grows exponentially
1012. Only 3 ways out: resell to next loser, independence & be sued or abandon and go bankrupt
1013. Only interested in good news stories
1014. Only offered a fraction of what business is worth
1015. Only one side presented
1016. Only opening new stores for the quick cash grab
1017. Only saw bank official once before loan granted
1018. Ontario Provincial Police
1019. Ontario Public Hearings, Canada, 2000
1020. Ontario Securities Commission
1021. Ontario: population and economic provincial powerhouse of Canada
1022. Operating losses from Day 1
1023. Opinions at odds with the Minister
1024. Opportunism: contract creates powers which are used to strip investor value during relationship
1025. Opportunism: self-interest with deceit
1026. Opportunity Knocks, John Lorinc
1027. Opposed bankruptcy discharge
1028. Opposition to fake franchisor insolvency and ownership flip
1029. Order of Canada recipient
1030. Organized crime
1031. Organized crime infiltrates legitimate businesses
1032. Outrageous fees
1033. Outright scam
1034. Outstanding investigative journalism
1035. Overconfidence effect
1036. Overstatement of sales and profits
1037. Overt influence of trade association
1038. Own worst enemy
1039. Paid informers
1040. Parliamentary privilege
1041. Past the Tipping Point of public contempt for franchising
1042. Pawns in a game they can't win
1043. Perception is that it’s a franchisor program
1044. Perjury
1045. Personal assets pledged to cover business
1046. Personal guarantee forged by franchisor
1047. Personal guarantees cause good money to go after bad
1048. Personal Information Protection and Electronic Documents Act, Canada
1049. Personality disorders
1050. Persuasion
1051. Petition sent to parliament
1052. Philanthropy
1053. Physical health deterioration
1054. Piling on: franchisor can afford a few awards but not hundreds
1055. Point of Sale card skimming fraud
1056. Police can’t/won't investigate losses less than $250,000
1057. Police dump cases because of budget constraints
1058. Police intervention
1059. Polishing a turd of an argument
1060. Political champions
1061. Political contributions by franchisors (v. franchisees)
1062. Politicians helping their friends
1063. Politician's news release
1064. Politicians openly shilling for corporations
1065. Politicians refuses to answer request for information
1066. Politics is vulnerable to expert fraud because it is a credence good
1067. Ponzi (pyramid) scheme
1068. Pooled money
1069. Portrait of a franchisor
1070. Possession for the purpose of trafficking
1071. Potemkin village
1072. Poverty
1073. Power to publish offenders name
1074. Predatory actions
1075. Predatory franchise lending
1076. Predatory franchising makes more money selling than operating system
1077. Predatory lending
1078. Predictably Irrational: people act less rationally than you can ever imagine
1079. Pressured to break 3rd party contract
1080. Preying on the economically poor
1081. Price discrimination
1082. Price fixing
1083. Price maintenance
1084. Price wars
1085. Prime bank fraud
1086. Prince Edward Island Public Hearings, Canada, 2001
1087. Prison time needed to reduce white-collar crime
1088. Prison time potential
1089. Privacy breaches a prerequisite for fraud
1090. Privacy Commissioner of Canada
1091. Privacy laws violated
1092. Private detective used
1093. Private equity
1094. Private eyes used to spy on franchisees
1095. Private Members’ Bill
1096. Private right of action
1097. Privatization of utilities by franchising
1098. Pro forma income statements questions
1099. Proceeds of crime
1100. Product liability
1101. Professional hit
1102. Professional misconduct
1103. Professional negligence
1104. Professional self-regulation
1105. Professor Gillian K. Hadfield
1106. Professor John Kenneth Galbraith
1107. Professor Lorelle Frazer
1108. Professor Marshall McLuhan
1109. Professor Philip Zimbardo
1110. Professor Timothy M. Bates
1111. Profits from one franchise system sucked out to subsidize another one
1112. Profits from one store subsidize another
1113. Profits grow much faster than revenue
1114. Promissory notes
1115. Propaganda, thought-terminating cliches, The Big Lie
1116. Prospect Theory: loses hurt much, much more than comparable gains
1117. Protect gross negligence, wanton recklessness and intentional misconduct
1118. Protection money
1119. Protest, rally and demonstration
1120. Proven business model?
1121. Psychological denial
1122. Psychological testing
1123. Psychopathology
1124. Psycho-social hazard
1125. Public corruption
1126. Public mischief
1127. Public perception of sleaze and greed
1128. Public trust in food safety diminished
1129. Pump-and-dump scheme
1130. Punished for talking to peers
1131. Punished for talking to police
1132. Punished for talking to press
1133. Punitive, exemplary and/or aggravated damages
1134. Put personal assets in someone else's name
1135. Qualify as franchisee if you fog a mirror & the check clears
1136. Quality industry leadership breeds similar managers and workers
1137. Queen's Counsel
1138. Quiet settlement
1139. Race
1140. Racketeering
1141. Raining litigation
1142. Ransom
1143. Ray Borradale
1144. Rebate sharing
1145. Rebranding financed by adding more government guaranteed loan
1146. Rebranding is a great way to raise franchisor revenue
1147. Rebranding usually hides real objective
1148. Refranchising: corporate stores converted to franchised
1149. Refusal to acknowledge independent franchisee association
1150. Refusal to renew contract
1151. Refused to answer politician’s question
1152. Refuses to accept complaint
1153. Refuses to answer journalist's questions
1154. Refuses to back loan applications
1155. Refuses to investigate complaints
1156. Refuses to take client
1157. Register franchisees and franchisors
1158. Regulator already has enough power but they don't use it
1159. Regulators only pick on those who can't defend themselves
1160. Regulators pushed to act by internet activism
1161. Regulatory capture
1162. Related scammers
1163. Relationship legislation
1164. Relative of franchisor buys assets from Trustee
1165. Relative of franchisor owns construction company
1166. Religion as sheep’s clothing
1167. Renewal of contract contingent on franchisee waiving all legal rights
1168. Renewal of contract denied
1169. Renewing contract much tougher
1170. Rent increase
1171. Rent payments withheld
1172. Renting a business causes problems down the road
1173. Reparations
1174. Reporter, not bank, notifies authorities
1175. Reputation management
1176. Reputation registry
1177. Reputation self-immolation
1178. Reputational risk
1179. Resale or transfer store through franchisor to new franchisee
1180. Resale permission unreasonably withheld
1181. Resale value set by franchisor
1182. Resales (after termination) seen as a profit center
1183. Rescission
1184. Reserves a veto over any legislation
1185. Re-sold at a heavy loss
1186. Responsible for a loan they did not sign for
1187. Restoring investor confidence
1188. Restraining order
1189. Restrict gag orders
1190. Restructuring is used to cull dealers
1191. Restructuring legislation is deficient
1192. Retaliation
1193. Retire Ronald McDonald
1194. Return on investment
1195. Reverse onus on good faith and fair dealing
1196. Ridicule
1197. Right of first refusal
1198. Right to associate
1199. Right to associate and right to harass
1200. Right to associate means the right to collective bargaining
1201. Right to associate means the right to sue as a class action
1202. Right to choose suppliers, buy from competitor
1203. Risk compensation
1204. Risk Homeostatis Theory, Gerald J. S. Wilde
1205. Risk much higher for franchisee than independent business
1206. Robber baron
1207. Rogue operators adapt much quicker than oversight agencies
1208. Romanian credit card skimming gangs
1209. Royal Bank of Canada
1210. Royal Canadian Mounted Police, RCMP
1211. Royalty fees: don't pay franchisor, pay me (your attorney)
1212. Royalty payment reductions can be negotiated
1213. Royalty payments withheld
1214. Rules of Professional Conduct
1215. Rules for Radicals: make them play by their own rules
1216. Run by franchisees, for franchisees
1217. Run the billable hour clock
1218. Russian mafia
1219. S. G. M. Grange, Q.C.
1220. Sabotage
1221. Sales agent shenanigans
1222. Sales, understating
1223. Salmonella
1224. Same-store sales drop
1225. Satire: foolishness held up for examination
1226. Saturates markets through multiple distribution channels
1227. SBA 7a loans used to fuel franchise bubble
1228. Scapegoating
1229. Scum
1230. Secret kickbacks and rebates
1231. Secret offshore accounts
1232. Secured creditors (banks) 100% covered in dodgy insolvency
1233. Securities fraud
1234. Securitization
1235. Seduction
1236. Self-confidence destroyed
1237. Self-delusion
1238. Self-help: take your own store back, de-brand and run to fund a fight
1239. Self-regulating professionals does not protect consumers
1240. Self-represented litigants
1241. Sell or we will sue you
1242. Selling around a disclosure document
1243. Selling franchisee won’t sell a new franchisee a financial time bomb
1244. Selling franchises same as stocks, mutual funds, lending, and securities
1245. Selling price inflated by easy credit bubble
1246. Seminar selling
1247. Sets up competing distribution channel
1248. Settlement just a tiny fraction of original claim
1249. Settlement just covers fees
1250. Severance package financing dream
1251. Sexual assault
1252. Sexual orientation
1253. Sham corporate structures designed to evade responsibility
1254. Sham of self-regulation
1255. Shame - Humiliation emotion
1256. Sham of self-regulation
1257. Shannon Liss-Riordan
1258. Sharecropping
1259. Shareholder activism forces franchisor action
1260. Shell companies
1261. Shigella
1262. Shill: banker
1263. Shills
1264. Shocked, I tell you: just shocked
1265. Short- or forced-shipping
1266. Short-term profits to franchisor much higher with cannon fodder investors
1267. Should anyone trust anything associated with franchising anymore?
1268. Shunned
1269. Sign away human rights and legal remedies
1270. Signed only last page of form but several copies
1271. Signs that potential franchisees are nervous and aren’t buying
1272. Sincere ignorance
1273. Sincerity
1274. Siren song
1275. Situationism psychology: people are influenced by external factors more than internal traits
1276. Slander
1277. Slap on the wrist for white-collar crime
1278. Slime
1279. Slow food movement
1280. Slush funds
1281. Small Claims Court no solution
1282. Smartest guy in the room
1283. Smuggling
1284. Social justice
1285. Social media marketing
1286. Social media triggers unskilled franchisor reaction
1287. Social proof: in new situations, you assume others know more so you follow their lead
1288. Social responsibility is a sales gimmick
1289. Sold but not opened, SNO
1290. Sold during time of psychological vulnerability, especially unemployment
1291. Sold for as much as much as they can get (next-to worthless)
1292. Sold only to people with no small business experience (very naïve)
1293. Sold to dodge legal actions
1294. Sold used equipment when franchisee thought it would be new
1295. Sold useless or inappropriate equipment
1296. Solicitation to commit first-degree murder
1297. Solicitor-client privilege used to shield white-collar crime (self and others)
1298. Some of the nastiest predators run several tradename systems
1299. Sophism: an argument used to deceive
1300. South Sea Bubble
1301. Spartacus effect: folk heroes are made when bullies strongly retaliate
1302. Specific contract terms trumps all general good faith/fair dealings obligations
1303. Spin over substance?
1304. Sports and criminal organizations
1305. Spouse can sue for losses also
1306. Spouse dragged into negative investment
1307. Spouse must never sign any document
1308. Spouse needs independent legal advice
1309. Stalking horse bid
1310. Starts 2nd system from insolvent 1st
1311. State refuses to even listen
1312. State sanction
1313. Stay out of group lawsuit and I’ll pay you
1314. Stock manipulation alleged
1315. Stock price plummets
1316. Stop territorial protection at contract renewal
1317. Stopped paying royalties
1318. Store never opened, SNO
1319. Stores shuttered
1320. Strategic lawsuit against public participation, SLAPP
1321. Strong back and weak mind
1322. Structured finance deals
1323. Sub-prime lending
1324. Sub-prime lending practices done in franchising
1325. Success or failure have largely to do with luck
1326. Success or failure is within the direct control of the individual franchisee
1327. Success rate, 95 per cent
1328. Success rate, Timothy Bates’ study
1329. Success rate, we don’t know
1330. Success rates fudged
1331. Success will happen if I work harder
1332. Successful for the middleman
1333. Sue first and ask questions later
1334. Sue lender for failing to do their lender's due diligence
1335. Sue the accountant
1336. Sue the appraiser
1337. Sue the bank
1338. Sue the franchisee association and executives
1339. Sue the lawyer
1340. Sue the lawyer that created the disclosure document
1341. Sue the regulator
1342. Sue the sales agent
1343. Suicide
1344. Suicide committed in franchised store
1345. Sunshine is the best disinfectant
1346. Sunk cost
1347. Sunk Cost Fallacy: very hard to resist putting good money after bad
1348. Sunk costs: franchisee's trapped capital keeps them chained to treadmill
1349. Supplier kickbacks
1350. Suppliers and landlords act as if they were the franchisor
1351. Supply chain management innovation
1352. Supply margins are a hidden added royalty payment
1353. Supreme Court of Canada
1354. Survivability (franchisee and franchisor)
1355. Susan Kezios
1356. Suspiciously high earnings growth
1357. Symbiotic relationships (industry, banks, lawyers)
1358. Sympathy for the franchisor
1359. System designed to fail for franchisees
1360. System is collapsing
1361. System ownership changes very frequently
1362. Tacit approval
1363. Take what I give you or abandon 100% of your investment
1364. Take what you're given for a law or you get nothing
1365. Talk to former franchisees
1366. Targeting children
1367. Tax fraud
1368. Tax havens make tracing proceeds of crime impossible
1369. Tax subsidy
1370. Taxpayers end up paying for private gain
1371. TD Canada Trust
1372. Telemarketing fraud
1373. Telephone number controlled by franchisor
1374. Terminate or buy off franchisee leaders
1375. Terminated by form letter
1376. Termination of franchisee, mass
1377. Termination of franchisee, single
1378. Termination threats
1379. Terrorism
1380. Terrorizing franchisees
1381. Test for franchisee, independent contractor or employee
1382. The burned hand teaches best
1383. The Fixer fixes for a hefty price
1384. The game is rigged
1385. The key is to commit crimes so confusing that police feel too stupid to even write a crime report about them
1386. The Long Con: prick your own IPO bubble, walk and keep your mouth shut
1387. The Toronto Star
1388. Theft
1389. There's a sucker born every minute
1390. Therese Evans
1391. Thin-skinned politicians not doing their duty
1392. Threatening letters
1393. Threatening staff
1394. Threatens to drop client
1395. Threats against franchisee advocates
1396. Threats against supporters of franchisee association
1397. Threats of lawsuits
1398. Threats of physical violence
1399. Threats toward politicians by franchisors
1400. Tied contracting
1401. Tier 2 lawyers
1402. Time delays makes collection of future court awards impossible
1403. Tip of the iceberg
1404. Tobacco industry-type defence
1405. Token gesture
1406. Tony Martin
1407. Toothless law
1408. Toronto: international telemarketing fraud capital
1409. Torture
1410. Tougher to sell franchises
1411. Towers of gold, feet of clay
1412. Trade association fronts and defends best and worst franchisors
1413. Trade association membership a bogus "Good Housekeeping Seal of Approval"
1414. Trade association propaganda
1415. Trade association tells elected officials how to do their job
1416. Trade payable debt used to dominate
1417. Trade show are where the greatest lies are told
1418. Trade shows a major source of revenue for franchisor associations
1419. Trademark
1420. Trademark infringement cited as reason for litigation
1421. Trademark re-acquired by franchisor after insolvency
1422. Trademark secured by surviving franchisees
1423. Trading in false hope
1424. Trafficking a controlled substance
1425. Tragedy of the commons
1426. Trans fatty acids
1427. Trap for the trusting
1428. Tremendous desire to warn others
1429. Trespass orders
1430. Trial decision always appealed
1431. Trust
1432. Trust account irregularities
1433. Trustee/consultant does mass terminations during protection to flip to new owner
1434. Truth
1435. U.S. expansion is graveyard for many Canadian businesses
1436. U.S. Federal Bureau of Investigation, FBI
1437. U.S. Federal Trade Commission, FTC
1438. U.S. Oversight Hearings on the Franchise Relationship, 1999
1439. U.S. Securities and Exchange Commission, SEC
1440. U.S. Small Business Administration, SBA
1441. U.S. subprime mortgage scandal
1442. U.S. Supreme Court
1443. Unauthorized funds transfer by bank
1444. Unauthorized funds transfer by bank
1445. Unbridled corporate power
1446. Uncharacteristically shy with media requests
1447. Uncle Tom-ish comments
1448. Unconscionable conduct
1449. Undercapitalized
1450. Undue influence
1451. Unfunded taxpayer liability
1452. Uniform Franchise Offering Circular, UFOC (FDD)
1453. Uniform international franchise law
1454. Uniform national franchise law means a uniformly weak one
1455. Unilateral changes in business model drive franchisees' profits down
1456. Unilateral fines
1457. Unintentional or hidden franchises
1458. Unionization
1459. Unionization is a constitutional right
1460. Unions hold management accountable
1461. Universities provide unbiased expert knowledge and pursue objective truth
1462. Unjust enrichment
1463. Unpaid government obligations
1464. Unproven business model
1465. Unreasonably withholds consent
1466. Unrelated franchisor investment sinks franchise system
1467. Unsafe at any Brand?
1468. Unsecured creditors get next to nothing
1469. Unskilled and unaware bias (Dunning–Kruger effect)
1470. Unsophisticated buyers
1471. Uttering threats
1472. Vacuum of information favours dominant party
1473. Variable rate royalty fees
1474. Veil of secrecy
1475. Vendor incentives
1476. Very low lending loss risk
1477. Veterans Transition Franchise Initiative, VetFran
1478. VetFran has lots of predatory systems
1479. VetFran: fish in a barrel
1480. Vicarious liability
1481. Victims are highly intelligent and educated
1482. Vigilantism
1483. Violated
1484. Violence
1485. Waiver of legal rights
1486. Wanted: sheep
1487. War of attrition
1488. Was new franchisor money really old $ siphoned off before false insolvency was declared?
1489. Watchdog fails to bark
1490. We have no franchisee failures
1491. We will bankrupt you
1492. Weak law worse than no law
1493. Weak security costs public millions $
1494. Wealth is meant to be re-distributed (not created)
1495. Weapons of Influence: Authority
1496. Weapons of Influence: Commitment and Consistency
1497. Weapons of Influence: Liking
1498. Weapons of Influence: Reciprocity
1499. Weapons of Influence: Scarcity
1500. Weapons of Influence: Social Proof
1501. Were in default for some time: why terminate now?
1502. What does the independent franchisee association say?
1503. When fraud is alleged, politician turns to group that represents perpetrators
1504. When the franchisor tanks, so does the franchisee
1505. Where is the franchisor hiding? contest
1506. Whistleblowers
1507. Whistleblowers protected
1508. White man's burden
1509. White-collar crime has stiff penalties
1510. White-collar crime is widespread
1511. White-knight lawyer turns black
1512. Who pays for the research?
1513. Who selected these allegedly moron franchisees in the first place?
1514. Why franchisors sublease to franchisees
1515. Why should we care? It's not our money.
1516. Why terminate now since I owed money for some time?
1517. WikiLeaks
1518. Wiki: a franchisee-created wiki made from your franchisor's documents
1519. Wild West of the business world
1520. Will work even when Variable costs > than Selling price
1521. Wire fraud
1522. Wiretap authorization virtually impossible if a lawyer is the target
1523. Wiretaps
1524. Withholding fees is extremely hazardous
1525. Withholds evidence in court proceedings
1526. Within the four corners of the contract
1527. Without conscience
1528. Witness tampering
1529. Wolf in sheep's clothing
1530. Won't get fooled again
1531. Work as employee inside system before investing
1532. Workplace bullying
1533. Workplace safety
1534. Workplace violence
1535. World Franchise Council
1536. Would you advise anyone to buy into your system?
1537. Would you do it over again?
1538. Write a letter of complaint
1539. You can’t con an honest man
1540. You get what you pay for as a franchisee
1541. You may not be the 1st but you could be the next
1542. You'll sign anything to get 15% of what you put into it back
1543. Zone pricing: franchisees pay more for same quality, same geography