Email to Mr. John Hunkin, President & CEO, Canadian Imperial Bank of Commerce, CIBC

Mr. Hunkin, I have tried talking to the CIBC since June 2004 and Mr. Ruch was the 16th CIBC official that has acted in bad faith. His disingenuous ability to ignore crucial missing documents indicates the comparative skill your staff has in fabricating stories as opposed to mandatory paperwork.

Allegations
I allege CIBC: last week threw my family into poverty in an attempt intimidate me into signing a general waiver of legal rights, transferred money from my current account without my authorization, refuses to provide documents to show I own $1.00 of assets for the over $300,000 transfer from my account, provided misrepresentations on a federal loan application, withheld documents putting me in violation with the Canada Revenue Agency, and acted in a way as to bring the financial institution community into disrepute. These are violations of, at least, the following federal statutes: the Bank Act, Canada Small Business Financing Act and the Personal Information Protection and Electronic Act and Regulations.

Email to Mr. John Hunkin, President & CEO, Canadian Imperial Bank of Commerce, CIBC

To: Mr. John Hunkin, President and CEO, Canadian Imperial Bank of Commerce, CIBC
From: Mr. Andrei Oudovikine
Date: April 22, 2005

Dear Mr. Hunkin,

I assume you are refusing to meet with my father and I as I had requested this morning.

Mr. Dan Ruch, CIBC Vice-President Privacy, National Privacy Office stated that we are to deal with Mr. Lachlan MacLachlan, CIBC Ombudsman or himself and not you. Mr. Ruch refuses to meet with us.

Refusal to Deal
Because of the flagrant inaccuracies, bias and half-truths within Ruch report, Maclachlan's April 8, 2005 refusal to deal with us and the escalating pattern of vindictive acts against my family's financial health, I conclude that you are also refusing to deal with us.

Mr. Hunkin, I have tried talking to the CIBC since June 2004 and Mr. Ruch was the 16th CIBC official that has acted in bad faith. His disingenuous ability to ignore crucial missing documents indicates the comparative skill your staff has in fabricating stories as opposed to mandatory paperwork.

Allegations
I allege CIBC: last week threw my family into poverty in an attempt intimidate me into signing a general waiver of legal rights [see here], transferred money from my current account without my authorization, refuses to provide documents to show I own $1.00 of assets for the over $300,000 transfer from my account, provided misrepresentations on a federal loan application, withheld documents putting me in violation with the Canada Revenue Agency, and acted in a way as to bring the financial institution community into disrepute. These are violations of, at least, the following federal statutes: the Bank Act, Canada Small Business Financing Act and the Personal Information Protection and Electronic Act and Regulations.

While this does not necessary prove CIBC's wrongdoings, the following agencies have deemed it necessary to create active files: Office of the Privacy Commissioner of Canada, Small Business Administration (Industry Canada), Financial Consumer Agency of Canada, the Superintendent of Financial institutions of Canada and the Toronto Police Services, Fraud Squad.

Withdrawal of Consent
You have left me no choice but to withdraw authorization for CIBC to discuss any of my financial matters. Please advise your staff not to contact me.

Sincerely,

Mr. Andrei Oudovikine, B.Eng.
850 Steeles Ave. West Unit 708
Thornhill, ON L4J 8E7
416-219-6576 Tel
905-760-7927 Tel
moc.sregor|enikivoduO.ierdnA#moc.sregor|enikivoduO.ierdnA

cc:
Hon. Ralph Goodale
Minister of Finance

Ms. Susan Kadis, MP, Thornhill

Mr. Nick Le Pan
Office of the Superintendent of Financial Institutions

Ms. Jennifer Stoddart
Office of the Privacy Commissioner of Canada

Mr. Andy Rapoch
Financial Consumer Agency of Canada

Mr. Michael Lauber
Ombudsman for Banking Services and Investments

Mr. Harvey Wong
Director, Canada Small Business Financing Program
Industry Canada

Mr. Les Stewart
Canadian Alliance of Franchise Operators


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